.jova-fr{--dark:#242424;--cream:#F4F0EC;--offwhite:#FCF9F6;--sand:#F8F3EF;--sage:#B8C9A7;--green:#3C7B45;--muted:#6b6660;font-family:"Nunito Sans",-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--dark);line-height:1.65;font-size:17px}.jova-fr *{box-sizing:border-box}.jova-fr section{padding:clamp(38px,6vw,68px) clamp(18px,5vw,24px)}.jova-fr>section:first-of-type{padding-top:clamp(112px,15vw,200px)}.jova-fr .wrap{max-width:1080px;margin:0 auto}.jova-fr .narrow{max-width:800px;margin:0 auto}.jova-fr h1{font-size:clamp(28px,5vw,40px);font-weight:800;line-height:1.2;margin:0 0 18px}.jova-fr h2{font-size:clamp(22px,3.6vw,26px);font-weight:800;line-height:1.28;margin:0 0 14px}.jova-fr h3{font-size:17px;font-weight:800;margin:0 0 7px}.jova-fr p{margin:0 0 16px}.jova-fr a{color:var(--dark)}.jova-fr .lede{font-size:clamp(17px,2.2vw,19px);line-height:1.6}.jova-fr .bg-off{background:var(--offwhite)}.jova-fr .bg-cream{background:var(--cream)}.jova-fr .bg-sand{background:var(--sand)}.jova-fr .bg-dark{background:var(--dark);color:var(--cream)}.jova-fr .bg-dark h2,.jova-fr .bg-dark h3{color:var(--cream)}.jova-fr .bg-dark a{color:var(--cream)}.jova-fr .eyebrow{display:inline-block;font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:#7a6f5f;margin-bottom:12px}.jova-fr .bg-dark .eyebrow{color:var(--sage)}.jova-fr .rule{width:56px;height:3px;background:var(--sage);margin:0 0 22px;border-radius:2px}.jova-fr .btn{display:inline-block;font-weight:800;font-size:15px;padding:14px 32px;border-radius:50px;text-decoration:none;transition:.2s;margin:6px 8px 6px 0}.jova-fr .btn-p{background:var(--dark);color:var(--cream)}.jova-fr .btn-p:hover{background:#000;color:var(--cream)}.jova-fr .btn-s{background:var(--cream);color:var(--dark)}.jova-fr .btn-s:hover{background:#e8e2da}.jova-fr .bg-dark .btn-s{background:var(--cream);color:var(--dark)}.jova-fr .id-card{background:#fff;border:1px solid #e6e0d7;border-left:4px solid var(--sage);border-radius:4px;padding:clamp(20px,3vw,30px)}.jova-fr .id-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2px 28px;margin:0}.jova-fr .id-grid>div{padding:9px 0;border-bottom:1px solid #f0ebe3}.jova-fr .id-grid dt{font-size:12px;font-weight:800;letter-spacing:.8px;text-transform:uppercase;color:var(--muted);margin-bottom:2px}.jova-fr .id-grid dd{margin:0;font-size:16px;font-weight:600}.jova-fr .cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;margin:26px 0 0}.jova-fr .card{background:#fff;border:1px solid #e6e0d7;border-radius:4px;padding:22px}.jova-fr .card p{margin:0;font-size:15.5px;color:#4a453f}.jova-fr .card .more{display:inline-block;margin-top:12px;font-weight:800;font-size:14.5px;text-decoration:none;border-bottom:2px solid var(--sage)}.jova-fr .tag{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.6px;text-transform:uppercase;border:1.5px solid var(--dark);border-radius:50px;padding:3px 12px;margin-bottom:12px}.jova-fr .bg-dark .card{background:#2e2e2e;border-color:#3d3d3d}.jova-fr .bg-dark .card p{color:#cfc9c1}.jova-fr .steps{counter-reset:s;margin:26px 0 0;padding:0;list-style:none}.jova-fr .steps li{counter-increment:s;position:relative;padding:0 0 22px 56px;border-left:2px solid #e6e0d7;margin-left:17px}.jova-fr .steps li:last-child{border-left-color:#fff0;padding-bottom:0}.jova-fr .steps li::before{content:counter(s);position:absolute;left:-18px;top:-2px;width:34px;height:34px;background:var(--dark);color:var(--cream);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:15px}.jova-fr .steps h3{margin-bottom:4px}.jova-fr .steps p{margin:0;font-size:15.5px;color:#4a453f}.jova-fr .tbl-wrap{overflow-x:auto;margin:22px 0 10px}.jova-fr table{width:100%;border-collapse:collapse;font-size:15.5px;min-width:520px}.jova-fr th{background:var(--dark);color:var(--cream);text-align:left;padding:12px 16px;font-weight:800;font-size:14px}.jova-fr td{padding:12px 16px;border-bottom:1px solid #e6e0d7;vertical-align:top}.jova-fr tbody tr:nth-child(even) td{background:#fbf8f4}.jova-fr .note{background:#E6F2E8;border-radius:4px;padding:18px 22px;font-size:15.5px;margin:22px 0 0}.jova-fr .note p:last-child{margin:0}.jova-fr .faq{margin:26px 0 0}.jova-fr .faq details{background:#fff;border:1px solid #e6e0d7;border-radius:4px;margin-bottom:10px}.jova-fr .faq summary{cursor:pointer;padding:16px 20px;font-weight:800;font-size:16.5px;list-style:none;display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.jova-fr .faq summary::-webkit-details-marker{display:none}.jova-fr .faq summary::after{content:"+";font-size:22px;font-weight:800;color:var(--sage);line-height:1;flex-shrink:0}.jova-fr .faq details[open] summary::after{content:"–"}.jova-fr .faq .a{padding:0 20px 18px;font-size:15.5px;color:#4a453f}.jova-fr .faq .a p:last-child{margin-bottom:0}.jova-fr .refs{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 0;padding:0;list-style:none}.jova-fr .refs li{background:#fff;border:1px solid #e6e0d7;border-radius:50px;padding:8px 18px;font-weight:600;font-size:15px}.jova-fr .links{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:12px;margin:24px 0 0}.jova-fr .links a{display:block;background:#fff;border:1px solid #e6e0d7;border-radius:4px;padding:15px 18px;text-decoration:none;color:var(--dark);font-weight:600;font-size:15.5px;transition:.2s}.jova-fr .links a:hover{border-color:var(--sage);background:var(--offwhite)}.jova-fr .links span{display:block;font-size:13.5px;font-weight:400;color:var(--muted);margin-top:3px}